ANGLING TRUST AFFILIATED ORGANISATIONS
CONFIRMATION OF INSURANCE
| INSURED: | Pike Anglers Club of GB | PERIOD FROM: | 01 February 2012 |
| ADDRESS: | Octagon Cottage
Water Run Hitcham Ipswich IP7 7LN |
TO: | 31 January 2013 |
| PREMIUM: | £375.01
(including Insurance Premium Tax) |
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| OUR REF: | PIKEANGLOFGB |
If your Organisation is an unincorporated entity, the Insured Title stated above is deemed to include the following:
The Committee, Officers, Officials and Members for the time being of Pike Anglers Club of GB jointly and severally for their respective rights and interests.
ACTIVITIES / BUSINESS: ANGLING Club providing training coaching instruction and participation in club competition in respect of activities recognised by the Angling Trust and agreed with Insurers attendance by club officials instructors teams and members in external competition sanctioned by the club or whilst representing the club in the participation in the sport or activity or necessary in the administration and running of the club. Club arranged presentation ceremonies and social events or whilst representing the club at such events arranged or organised by third parties.
It is hereby certified that the above named Insured is covered in accordance with the following details, subject to the Terms and Conditions and Exclusions of Policy No RTT254343/RSACL003681 issued by Royal & Sun Alliance Insurance plc, and where Excess of Loss is purchased Policy No. FA671485 issued by Zurich Insurance plc.
The following covers are provided 100% by Royal & Sun Alliance Insurance plc.
Section 1: CIVIL LIABILITY – INSURED
The Civil Liability insurance is limited to the amount of any claim loss costs or expenses to which the indemnity provided by this policy applies.
A) Any one claim made against the Insured and notified to the Company during the Period of Insurance £5,000,000 any one event.
B) All claims made against the Insured and notified to the Company during any Period of Insurance in respect of products supplied £5,000,000 any one period of insurance.
C) All claims made against the Insured and notified to the Company during any Period of Insurance in respect of pollution or contamination of buildings or other structures or of water or land or of the atmosphere £5,000,000 any one period of insurance.
Retroactive Date: 01 January 1985
The insurance indemnifies the Insured for liability for damages and legal costs arising out of third party loss, injury or damage, in connection with the Business described above for claims made and notified to the insurers during the Period of Insurance. Cover includes Breach of Professional Duty, damage to leased and rented premises, member to member liability, indemnity to principals and liability arising out of goods sold or supplied, including refreshments.
Section 2: EMPLOYERS’ LIABILITY - INSURED
Limit of Indemnity: £10,000,000 any one event
The total amount payable under this section shall not exceed £5,000,000 in respect of any one event arising directly or indirectly out of Terrorism. The insurance indemnifies the Insured for legal liability for damages and legal costs arising out of death or bodily injury caused to employees in the course of their employment with the Insured.
Section 3: LEGAL DEFENCE COSTS – INSURED
The insurance is limited to the amount of any claim loss costs or expenses to which the indemnity provided by this policy applies.
Limit of Indemnity: £250,000 any one period of insurance
The insurance indemnifies the Insured for legal costs and expenses in respect of Health & Safety at Work and Consumer Protection legislation arising out of all claims during any Period of Insurance.
Section 4: DIRECTORS AND OFFICERS LIABILITY – INSURED
The insurance is limited to the amount of any claim loss costs or expenses to which the indemnity provided by this policy applies.
A) Any one claim made against the Insured Persons and notified to the Company during the Period of Insurance £5,000,000 any one period of insurance.
B) All Claims for Pollution first made during the Period of Insurance (Defence Costs only) £250,000 any one period of insurance
C) All Claims for Pollution first made during the Policy Period (shareholder action) £5,000,000 any one period of insurance
Retroactive Date: 01 January 1985
The insurance indemnifies the Insured for the Personal liability of Directors & Officers for actual or alleged error, misstatement, omission, neglect or breach of duty, or other act actually or allegedly committed or attempted in their capacity as Insured Persons of the Insured in respect of all claims made against the Insured and notified to the Insurer during any Period of Insurance.
Section 5: ABUSE - INSURED
The insurance indemnifies the Insured for legal Liability for damages and legal costs for claims made and notified to the insurers during the Period of insurance arising out of Abuse.
Limit of Indemnity: £2,500,000 any one period of insurance
Retroactive Date: 01 January 1985
The following cover is provided 100% by Zurich Insurance plc
EXCESS OF LOSS - INSURED
Applicable to Sections 1, 4 & 5 only
Limit of Indemnity: £5,000,000 in excess of the primary limits of indemnity
Endorsement 1 – Applicable to Section 4 – Directors & Officers Liability:
5.4 – Extended Reporting Period for Retired Former Directors and Officers
In the event that any Insured Person retires from their post as a Director or Officer during any Period of Insurance such Insured Person shall be entitled to an Extended Reporting Period of 72 months after the expiry of the Period of Insurance.
Endorsement 2 - Contingent Marine Liability – Applicable to Section 1 – Civil Liability
Notwithstanding Exclusion 8 the Insurer will provide indemnity to the Insured against liability arising out of the use in the course of the Business / Activity of any water-borne craft not the property of nor provided by the Insured the indemnity will not apply to liability
A) in respect of loss of or damage to such water-borne craft or to property conveyed therein
B) arising from the usage of any water-borne craft exceeding 7m in length or with a maximum speed exceeding 10 knots
C) arising from the usage of any water-borne craft carrying more than 8 passengers
D) for accidents caused by or to water skiers whilst being towed or preparing to be towed by any water-borne craft to which this extension applies
E) for accidents arising from any person engaged in kiting or other airborne sport whilst being towed by any water-borne craft to which this extension applies
F) for accidents arising whilst the water-borne craft is in transit by mechanically propelled road vehicle, rail ship or aircraft
G) in respect of which the Insured is entitled to indemnity under any other insurance
H) arising outside the inland waterways of Great Britain Northern Ireland the Channel Islands or the Isle of Man
Signed on behalf of the Company
Date: 07 March 2012
Underwritten by
Royal and Sun Alliance Insurance plc (No 93792). Registered in England and Wales at St Mark’s Court, Chart Way, Horsham, West Sussex, RH12 1XL
Authorised and Regulated by the Financial Services Authority.
Zurich Insurance plc, a public limited company incorporated in Ireland Registration No. 13460. Registered Office: Zurich House, Ballsbridge Park, Dublin 4, Ireland.
UK branch registered in England and Wales. Registration No. BR7985. UK Branch Head Office: The Zurich Centre, 3000 Parkway, Whiteley, Fareham, Hampshire PO15 7JZ.
Zurich Insurance plc is authorised by the Irish Financial Regulator and subject to limited regulation by the Financial Services Authority.
CERTIFICATE OF EMPLOYERS’ LIABILITY INSURANCE (a)
(Where required by regulation 5 of the Employers’ Liability (Compulsory Insurance) Regulations 1998
(the Regulations), one or more copies of this certificate must be displayed at each place of business at which the policy holder employs persons covered by the policy)
Policy No RTT254343/RSACL003681
Reference No PIKEANGLOFGB
1. Name of policy holder. Pike Anglers Club of GB
2. Date of commencement of insurance policy. 01 February 2012
3. Date of expiry of insurance policy. 31 January 2013
We hereby certify that subject to paragraph 2:-
- the policy to which this certificate relates satisfies the requirements of the relevant law applicable in
Great Britain, Northern Ireland, the Isle of Man, the Island of Jersey, the Island of Guernsey and the
Isle of Alderney (b); and
- (a) the minimum amount of cover provided by this policy is no less than £5 million (c).
Signed on behalf of Royal & Sun Alliance Insurance plc (Authorised Insurer)
A P Brown
UK Chief Executive,
Royal & Sun Alliance Insurance plc
Notes
a) Where the employer is a company to which regulation 3(2) of the Regulations applies, the certificate shall state in a prominent place, either that the policy covers the holding company and all its subsidiaries, or that the policy covers the holding company and all its subsidiaries except any specifically excluded by name, or that the policy covers the holding company and only the named subsidiaries.
b) Specify applicable law as provided for in regulation 4(6) of the Regulations.
c) See regulation 3(1) of the Regulations and delete whichever of paragraphs 2(a) or 2(b) does not apply. Where 2(b) is applicable, specify the amount of cover provided by the relevant policy.”
paragraph 2(b) does not apply and is deleted.
THIS IS YOUR CERTIFICATE OF EMPLOYERS’ LIABILITY INSURANCE.
A copy of the certificate must be displayed at all places where you employ persons covered by the policy.
THE EMPLOYERS’ LIABILITY (COMPULSORY INSURANCE) (AMENDMENT) REGULATIONS 2008 permits the display of this certificate in an electronic form, provided persons covered by this policy have reasonable access to it.
The employer is strongly encouraged to retain all records related to this insurance.
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UKC0 1007E OCTOBER 2008